No more automated rejections. We use manual human reviews to verify your award and get you on the road.
Real humans review your Universal Credit award letter
Minimum credit score of just 300
Same-day decisions in most cases
£20 setup fee covers eligibility check & credit review
We understand that Universal Credit is reliable income. That's why we review your application manually—not with an algorithm.
Our specialists personally review your Universal Credit award letter. No robotic rejections—just real people making fair decisions.
We count your Universal Credit payment as legitimate income. Simply provide your award letter and latest bank statements.
Minimum credit score of just 300. We look at your affordability and UC stability—not just your credit history.
Most applications reviewed within 24 hours. No waiting weeks—get a decision fast so you can get driving.
We're fully regulated and transparent. No hidden fees—just the £20 setup cost and your agreed finance terms.
Once approved, you can often drive away the same day you visit our showroom. New stock arrives weekly.
Simple 3-step process to get your car finance approved
Fill out our simple form and pay the £20 setup fee. This covers your eligibility check and credit review.
Our specialists manually review your Universal Credit documentation. We verify your income stability and affordability—no automated rejections.
Once approved, visit our showroom to select from our weekly arriving stock. In many cases, you can drive away the same day!
Secure application • 24hr decisions • £20 setup fee