Struggling to get approved? We look beyond your credit score to your actual affordability.
ESA, JSA, and other DWP benefits accepted as income
Specialists review your benefit letters personally
Bad credit? We accept scores as low as 300
£20 setup fee covers eligibility check & credit review
Other lenders reject benefit recipients automatically. We take the time to understand your real affordability—not just your credit score.
We accept ESA, JSA, and other DWP benefit payments as legitimate income. Provide your award letter and bank statements.
No robots here. A real specialist reviews your benefit documentation and affordability assessment personally.
Minimum credit score of just 300. We look at your current affordability—not your past mistakes.
Most applications reviewed within 24 hours. No endless waiting—you'll get a quick, fair decision.
We're fully regulated with no hidden fees. Just the £20 setup cost and your agreed finance terms.
Once approved, you can often collect your vehicle the same day. New stock arrives every week.
You deserve fair treatment. Let us review your ESA or benefit income properly—not just reject you automatically.
Minimum Credit Score
Quick Decision
Setup Fee Only